For illustrative purposes only. Your actual investment returns and future account balance may be higher or lower.

The calculator should be used in conjunction with appropriate education, guidance, and advice and not as the sole source of information when making decisions about your personal finances.

Contributions

Savings are assumed to be added as regular, after-tax monthly contributions into a savings account.

Any contribution limits relating to a specific savings account are ignored. The calculator assumes all contributions can be saved without additional tax or fees.

Investment returns

Investment returns are assumed to be consistent for the duration of the savings period.

Future inflation & salary increases

The calculator assumes a future inflation rate of 2.5%.

It assumes that your future salary will increase by 2.5% a year.