401(a) Defined Contribution Plan<br />457(b) Deferred Compensation Plan: For DC Government Employees
Choose your investing approach
You control how your account is invested. Choose from a number of investment options selected for you by the District. To review investment options for your plan click on the appropriate fund lineup below:
Your plan includes a wide range of options, from more conservative stable value funds to more aggressive bond and stock funds, including a self-directed brokerage option. You may choose to:
1) Do-it-for-me
a. Keep it simple: Select a simple yet diversified age-based target-date fund that is geared toward your projected retirement date. These funds may be a good alternative for investors who are not comfortable actively managing their account.
-OR-
b. Have accounts Managed for you: Guided Pathways Advisory Services, including Managed Accounts,* provides you with a personal retirement roadmap and investment assistance. Wherever you are in your retirement journey, we can help you reach your retirement goals.
2) Help-me-do-it
Build a diversified portfolio of various funds available in you plan.
Get help with Guided Pathways Guidance or Advice to Guided Pathways Services.
3) Do-it-myself
MissionSquare Brokerage Program
In addition, you have the option of signing up for the MissionSquare Brokerage program, which provides you with access to even more investment options, including more than 13,000 mutual funds and individual securities. These services are provided by Charles Schwab, a registered broker-dealer and member of FINRA/SIPC. (Note: You may participate in this program if you have at least $10,000 in your 457(b) Plan.) To sign up, log into your account then click Investments, then Brokerage, then Open a Brokerage Account. Charles Schwab will provide you with a Personal Identification Number (PIN).
*Managed Accounts is a fee-based service.