Target-Risk Retirement Funds
financial goals. Be sure to review your overall investment strategy ( see how MissionSquare Retirement can help ). The Model Portfolio Funds are target-risk funds available to certain 401 and 457 ... ? Then learn about the Target-Date Funds . Investors should carefully consider their own investment goals, risk tolerance and liquidity needs before making an investment decision. Investing involves risk, including possible loss of the amount invested. The Funds’ offering and disclosure documents include a complete summary of all fees, expenses, financial highlights, investment objectives
https://www.missionsq.org/products-and-services/target-risk-funds.html
403(b) Defined Contribution Retirement Plans
you contribute and its investment performance over time. What is a 403(b) Plan? A 403(b) retirement plan is for not-for-profit workers and also some government employees, educators, nurses, doctors ... contribution limits for the current calendar year. 403(b) Investment Options Participants control how their account is invested, choosing from options included in their plan. A typical plan ... a simple yet diversified target-date or target-risk fund, or rely on specific investment advice through our Guided Pathways ® Advisory Services . If you have more than one 403(b) plan to choose
https://www.missionsq.org/products-and-services/403(b)-defined-contribution-plans.html
457(b) Deferred Compensation Retirement Plans
. The value of the account is based on the contributions made and the investment performance over time. Roth 457(b) Plans Some 457(b) plans offer a Roth contribution option. Roth contributions ... after-tax Roth contributions , which allow for potentially tax-free withdrawals. See 457(b) plan contribution limits for the current calendar year. 457(b) Plan Investment An employee can ... to aggressive stock funds. Employees can build a diversified portfolio of various funds, select a simple yet diversified target-date or target-risk fund, or rely on specific investment advice from
https://www.missionsq.org/products-and-services/457(b)-deferred-compensation-plans.html
401(a) Defined Contribution Plan
, including both your employer's and your contributions. See contribution limits for the current calendar year. 401(a) Investment Options Participants control how their account is invested ... in a MissionSquare 401(a) plan may choose to build a diversified portfolio of various funds, select a simple yet diversified target-date or target-risk fund, or rely on specific investment advice through Guided Pathways ® Advisory Services , if offered by your plan. To review investment options for your plan, log in to your account. To learn more about investing for retirement, visit
https://www.missionsq.org/products-and-services/401(a)-defined-contribution-plans.html
Student Loan Debt Is a Key Influencer in U.S. Worker Decisions to Accept and Stay in Jobs, New MissionSquare Research Institute Study Finds
also troubling to see that student debt triggers an emphasis on short-term planning, short-term investment, or not investing at all. This restricts student debt holders' opportunities to benefit from investment compounding, hindering their ability to accumulate wealth. There clearly is a need for better financial planning strategies that consider the burden of debt and its corresponding influences ... , additional education or certifications, and increased responsibility, are more likely to have student loan debt compared to those who do not pursue these goals. Investment Approach: Many student debt
MissionSquare History
. 2004 Started the Employer Investment Program , created to help fund the cost of Other Post-Employment Benefits. 2005 Introduced the Vantagepoint Milestone ... Health Savings (RHS) plans, Employer Investment Program (EIP) plans, affiliated IRAs, and investment-only assets. Includes assets under administration and management by MissionSquare with its
Roll-In Services
Investment Options, Fees, and Services Compare your accounts and determine which one offers more or better investment options, lower fees and expenses, and/or additional, or a higher level
https://www.missionsq.org/for-individuals/roll-in-services.html
Retirement Health Savings (RHS) Accounts
based on your age or another default investment option is selected for you. You have the flexibility to then make changes at any time. You control how contributions and associated earnings are invested, choosing from available investment options . Benefit Reimbursements To request reimbursements, you must: Be eligible for benefits. Eligibility is defined by your employer and may
https://www.missionsq.org/products-and-services/retirement-health-savings.html
IRAs (Roth and Traditional)
or tax-free earnings Have flexibility, such as converting other types of plans into an IRA Enjoy a range of investment choices Get saving and investing advice through Guided Pathways® Advisory ... rollovers involve moving funds from one type of retirement account, such as a 401(k), 403(b), or 457(b) to an IRA. People often roll funds over to an IRA to have greater investment choices without having
Board of Directors
to the Board of Low Carbon Investment Management White Stone, VA Andre Robinson Chief Executive Officer and President MissionSquare Retirement Washington, D.C. Joe Coyne Retired EVP and Head of Strategy, Wealth and Investment Management Wells Fargo Bank Charlotte, NC Cynthia Steer Partner Birch Mountain Enterprises Bolton, CT #mainContent .col, #mainContent